I really dislike the common misperception of what the home financing experience is like. You, nervous, sitting across an unwelcoming desk in a retail bank atmosphere. Me, propped up an impersonal suit and tie, straining over all of your papers. Judgmentally, my hand twitches between an APPROVED and DECLINED stamp. I hear stories like this all the time.

My story is much different.
I will meet you at your work, home, or local coffee shop. Most importantly, I am on your side of the table as your partner in acquiring the home of your dreams--the home you deserve! I bring to the table loan products that best fit your immediate and long-term goals. I offer insight into the entire process, and I'm your guide through every step.

I'm always a phone call away.
I make myself as available as possible so if you find the perfect house on a Friday evening and you need to know whether you can afford the monthly or down payments, you WON'T have to wait until Monday and miss a ripe opportunity.

I work for the best mortgage bank in the area--
Golf Savings utilizes the latest tools and technologies and provides local loan servicing, local underwriting, and in-house funding. I joined the Golf Savings team, after working for another local lender for over 6 years. Golf Savings gives me all the tools I need in order to give the best service to my clients.

The most amazing advantage
that I have over most lenders is this: literally thousands of the latest loan products to offer you. In addition to our own products and local services, Golf Savings Bank has broker agreements with many lenders across the nation. This is YOUR advantage too! I will always have access to the program that best fits your circumstances, whether through Golf Savings or through one of the many brokers we have relationships with.

I offer unparalleled customer service
at the most competitive cost in a NO-pressure environment...because I am always focused on building customer relationships that will last a lifetime.

My business is referral-based.
I don't advertise or take walk-in business or cold calls. I rely on happy customers returning time and time again and referring me to family, friends, and coworkers to keep me in business.

Put simply, my work ethic is a part of my product.
If you are interested in finding out more or are considering applying, call my direct line or come to my web site at www.AbeGates.com.

I look forward to working with you!